Your insurance premium may be about to go up and motorsport could be in serious danger because of one Slovenian tractor accident, write the BMF's Anna Zee. Here's why. Remember the name Vnuk? Slovenian chap who got knocked off a ladder by a tractor reversing with a trailer into a farmer’s barn? His claim for compensation went all the way to the European Court of Justice, which ruled in his favour. You may recall headlines about having to insure your segway, mobility scooter or ride-on lawnmower because, on the face of it, this judgment changed what we thought was the scope of the Motor Insurance Directive (MID). Two other cases have also led to re-interpretations of the scope of the MID,

The government is considering an EU ruling which could trigger the end of motorsport. Known as the ‘Vnuk judgement’, all motorised transport would require third-party damage and injury insurance if implemented. The Motorcycle Industry Association (MCIA), Amateur Motor Cycle Association (AMCA) and Auto-Cycle Union (ACU) believe that motorsports are uninsurable and that this ruling could see the end to them all. Steve Kenward, CEO of the MCIA, said: "If the government implements the Vnuk judgment un-amended, British motorcycle sport would end in the UK. Given that we are coming out of the EU, we are astonished that the government is even considering an option to implement Vnuk." Challenging issues The government doesn’t have much choice about implementing it or not. The ruling is the